Melissa Savage
Melissa Savage is the Vice President of Mortgage Lending at Sunmark Credit Union. Melissa has been with Sunmark since 2004 when she joined as a Mortgage Processor and has held several roles with increasing responsibility throughout her tenure.
With almost 20 years of lending experience, Melissa has extensive lending knowledge from loan origination through servicing. Melissa has been involved with many projects including system conversions, mergers, paperless initiative and hybrid e-closings, along with new product rollouts. She continues to enhance the mortgage department with her standards for efficiency, quality and service.
Melissa’s education background includes a Master’s in Business Administration from the University at Albany and a Bachelor of Science degree in Financial Economics from Binghamton University.
A native of the Capital District, Melissa resides in Scotia, NY with her husband and two daughters.
Scott Moriarty
Scott Moriarty is the Principal and founding partner of Mountain View Advisors (MVA), a full-service strategic consulting company, focused on helping Credit Unions develop comprehensive lending strategies and operational excellence. MVAs dynamic team offers in depth solutions for almost every aspect of the mortgage lending domain. Prior to founding MVA, Scott served as the CEO of CUMAnet LLC, a mortgage loan fulfillment, marketing and servicing asset management company, providing innovative and comprehensive mortgage solutions primarily for credit unions and other community-based lenders. He led merger integrations, system conversions, servicing transfers, automated regulatory controls, and leveraged data driven research tools to launch cutting-edge digital mortgage operations.
With more than 25 years of credit union industry experience, Scott brings a specific focus on innovation, tech stack design and optimization, operational excellence and entrepreneurial solutions. Scott holds a B.S. in Economics from The Pennsylvania State University at State College and is a graduate of the Filene Institute’s i3 Innovation Program.
Craig Chapman
Craig Chapman is Senior Vice President, National Mortgage Sales of Teachers Federal Credit Union, one of the nation’s largest credit unions with over $9.2 billion in assets and serving more than 420,000 members. With more than 30 years in the mortgage and banking industries, Craig brings a wealth of experience to Teachers. His focus and expertise with innovative growth initiatives allows for Teachers to continue its expansion plans and bring the Smart for All value to more members in new markets.
Since joining Teachers in 2021, Craig has helped the organization build out a high-performing team of mortgage experts across the nation; going from serving seven states to 43. He is passionate about making the dream of homeownership more attainable, and worked to introduce Teachers Smart Mortgage program, providing additional opportunity to those who may not have qualified for a standard mortgage to become homeowners.
Understanding the importance of developing mortgage offerings that meet the varying financial needs of members, Craig implemented a streamlined and elevated sales strategy. This included an organizational $100 million commitment to new mortgage originations and a program to assist those in the field of education, furthering Teachers’ ability to guide members through their journey to homeownership.
Prior to joining Teachers, Craig served as Vice President of Mortgage Sales and Development at PenFed Credit Union. Craig has also held senior executive level positions at First Commonwealth Bank of Virginia, First National Bank of Arizona, and Greenpoint Mortgage. Craig earned a Bachelor of Arts in Poticial Science and Government from St. Lawrence University. He currently resides in McLean, VA, and serves as a member of the Mortgage Bankers Association Board of Directors on the Diversity and Inclusion Committee.
Paul Whitman, AMP
Paul Whitman serves as the Mid-Atlantic Credit Union Account Manager at Arch Mortgage Insurance (www.archmicu.com)
where he is responsible for cultivating and managing key relationships across New York, New Jersey, Pennsylvania, West Virginia, Delaware, and Tennessee. With nearly 40 years of experience in the mortgage and insurance sectors, Paul has developed a deep expertise in mortgage origination, sales, underwriting, and business-to-business operations. Since joining Arch MI in 2004 as a Credit Union Account Manager in the South Central Division, Paul has successfully managed accounts across multiple states and territories east of the Mississippi, consistently providing innovative solutions that enhance the mortgage lending capabilities of credit unions.
Paul’s client-centric approach focuses on helping credit unions maximize their mortgage lending potential by introducing new and creative products designed to benefit their members. Prior to his tenure at Arch MI, Paul served as Vice President of Credit Union Relations at CUMAnet, LLC in Basking Ridge, NJ.
A native of Bound Brook, NJ, Paul is a proud alumnus of The University of Tennessee.
Mary Leuthauser
Mary Leuthauser is the Assistant Vice President of Mortgage Operations at AmeriCU Credit Union and a seasoned mortgage professional with extensive experience in the Credit Union industry. Passionate about fostering collaboration and driving efficiency, Mary plays a key role in networking and facilitating discussions among credit union and CUSO professionals. As the moderator of the ACUMA Volume-based Network roundtable series, she leads quarterly discussions that connect industry leaders, share best practices, and explore innovative mortgage solutions.
In her role at AmeriCU, Mary oversees mortgage operations, ensuring streamlined processes, operational excellence, and a superior member experience. She is actively involved in strategic initiatives that enhance mortgage efficiency, including structuring partnerships between credit unions and developing incentive plans to optimize processing and closing performance.
Margaret Greczek
Margaret Greczek brings over 27 years of extensive experience in the financial services industry to her role as Senior Vice President / Head of Real Estate Lending at Polish & Slavic FCU. With strong commitment to member satisfaction and community development, Margaret leads mortgage division with focus on providing personalized and accessible home financing solutions to the credit union members.
Margaret’s expertise lies in developing strategic initiatives to streamline mortgage processes, enhance member experience, and ensure compliance with regulatory standards. Under her leadership, PSFCU has experienced significant growth in its mortgage portfolio, helping countless members achieve their dream homeownership. Among many projects that she has led during her tenure, most recently she was in charge of system conversion/implementation for POS and LOS.
Prior to her current role, Margaret was responsible for expansion of mortgage lending operations and fostering strong relationship with members, real estate professionals, and community partners.
Margaret is deeply passionate about financial literacy and homeownership education, by conducting seminars to empower members with the knowledge and resources needed to make informed decisions about their housing needs.
Margaret holds a bachelor’s degree in psychology from Montclair State University, she is also NAFCU’s Certified Compliance Officer, and she continues to pursue ongoing education and professional development opportunities to stay ahead of industry trends and best practices.
Sarah Sinack
Sarah Sinack, Mortgage Lending Manager at Reliant Community Credit Union is responsible for the overall leadership of the mortgage department, including achieving defined mortgage production and secondary market sales goals. This includes originations, processing, underwriting, closing, pre and post closing quality control and secondary market/investor sales. Sarah joined the credit union in 2002 and has held various positions within the organization. she earned and Associate of Science degree in paralegal studies at Finger Lakes Community College and Bachelor of Science degrees in Mathematics and Economics from SUNY Fredonia. Professionally she enjoys sharing her knowledge and experience with others to help them grow and develop. The mortgage world always has something new to learn and a challenge or development opportunity at every turn. Sarah looks to improve the mortgage experience for members and optimize the process efficiencies for the mortgage team. During her sate time, she enjoys spending time with her family, camping, hiking and gardening.